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Credit Info

Credit Issues!

Lenders Exchange Mortgage Rates, Co.

Would you like to know more about what’s in your Credit Report? Protecting Your Good Credit means lower mortgage rates.

Your credit report is the first step in applying for a loan, such as home equity loans. Knowing what is in it is often the most important question that a borrower can ask when setting mortgage rates or home equity loan rates. Some of these sites will let you request a credit report online, while others require a written request.

TRW Information Systems – TRW / Experian.

Equifax – Order a copy of your credit report online.

Trans Union – a primary source of credit information and offers risk and portfolio-management services.

For Written Requests:

P.O. Box 8030
Layton, Utah 84041-8030
(800) 392-1122

P.O. Box 105873
Atlanta, Ga. 30348
(800) 685-1111

Trans Union
P.O. Box 390
Springfield, Pa. 19064-0390
(800) 916-8800

To challenge a report, call the toll-free number listed above for instructions, then send a copy of the report and a letter containing the information requested to:

Attention: NCAC
P.O. Box 2106 949
Allen, Texas 75002-0949

P.O. Box 740256
Atlanta, Ga. 30374

Trans Union
P.O. Box 789768
Wichita, Kan. 67278